Money Market Account
0.40%
$150,000+ Account Balance
0.35%
0.30%
Money Market Account
Designed for Your Ever-Growing Savings.
Minimum opening deposit: $100. Open your account in 3 minutes or less!
Sorry! Due to system upgrades, we are not accepting additional accounts for this product at this time.
Minimum opening deposit: $100. Open your account in 3 minutes or less!
Top Online Bank 2020!
Our competitive APYs, low minimum deposits, and access to thousands of free ATMs nationwide have earned us a spot as a Top Online Bank of 2020 by Bankrate!
Plan to deposit over $250,000?
Meet PLUS by Quontic!
- Peace of Mind: FDIC insurance up to $160M per tax ID.
- Earn Interest: Put your cash balances to work by placing funds into demand deposit accounts or into money market deposit accounts.
- Fully Integrated: Our online banking solution is fully integrated with your sweep account and statements are easily accessible online.
- Daily Liquidity: Funds requested by noon will be available the same day.
Surcharge-free ATMs
90,000+
With your Quontic Debit Card.
At any participate AllPoint® Network ATMs, MoneyPass® Network ATMs, SUM® program ATMs, or Citibank® ATMs located in Target, Speedway, Walgreens, CVS, Kroger, Safeway, Winn Dixie, and Circle K.
Transparency
0
Monthly service fees.
Get Started Today
You work hard so we’ve made saving easy. Grow your funds just by opening a Quontic Money Market Account.
Mobile App
24/7 access
Manage your money
Whenever, wherever
Mobile App
24/7 access
Manage your money
Whenever, wherever
Access your account anywhere, anytime with Quontic’s dynamic mobile app. Features like remote check deposit, bill pay, account transfers, and receipt tracking make mobile banking easy and fast.
Frequently Asked Questions
Our secure account opening process takes less than 3 minutes from start to finish! We ask for a few pieces of information like basic contact info, your social security number, and DOB. You will then be able to fund your account instantly!
You can open an account with as little as $100.
You can transfer funds from an existing Quontic Bank account, from an account at another bank, by ACH transfer, or by mailing us a check.
Our mailing address is:
Quontic Bank
31-05 Broadway
Astoria, NY 11106
Attn: New Accounts
Please do NOT mail cash!
Yes, you can spend your money like any other checking account. You will be able to sign up for Online Banking, Mobile Banking and be provided with a Quontic Debit Card. You may make no more than six pre-authorized withdrawals, automatic or telephonic transfers, checks, drafts, and debit card and similar transactions from your account per month or statement cycle. You will be contacted in the event, you exceeded the transaction limitation, and your account may be changed to a transactional account.
Interest is compounded daily and credited to your account monthly. Interest is calculated using the daily balance method. This method applies a daily periodic rate to the principal.
You will start earning interest the business day we receive your opening deposit. Interest will be paid once per monthly statement period.
Yes, your rate will be determined based upon whether your balance is below $4,999.99, from $5,000 to $149,999.99, or $150,000+.
Sorry! Due to system upgrades, we are not accepting additional accounts for this product at this time.
Contact Us Today
Email Us
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Disclaimer:
Ask for details. Additional terms, conditions, fees & exclusions may apply. Rates may change without notice. Some accounts may require a minimum average daily balance for the statement cycle to avoid service charges. If the account is closed before interest and/or bonus is credited, accrued interest and/or bonus may be forfeited for that statement cycle. Fees could reduce earnings. In order to sign up for online banking, you must have a Quontic Bank account. Mobile banking requires enrollment through online banking. Data connection required. Wireless carrier fees may apply. There is no charge from Quontic Bank for account alerts, but message & data rates may apply. Mobile check deposit is available for select mobile devices. Subject to eligibility & further review. Deposits are subject to verification & not available for immediate withdrawal. Deposit limits & other restrictions may apply.
Online Account Opening is only available to consumers. Ask for details. Data connection required to open an account online. Wireless carrier fees may apply. Application is subject to approval & further review. Information is accurate as of the date listed below and may change without notice.
