Money Market Account

Annual Percentage Yield

1.46%

$150,000+ Account Balance

Annual Percentage Yield

1.36%

$5,000 – $149,999.99 Account Balance
Annual Percentage Yield

1.01%

$0 – $4,999.99 Account Balance

Money Market Account

Designed for Your Ever-Growing Savings.

Minimum opening deposit: $100. Open your account in 3 minutes or less!

Sorry! Due to system upgrades, we are not accepting additional accounts for this product at this time.

Minimum opening deposit: $100. Open your account in 3 minutes or less!

Member FDIC

Top Online Bank 2020!

Our competitive APYs, low minimum deposits, and access to thousands of free ATMs nationwide have earned us a spot as a Top Online Bank of 2020 by Bankrate!

High Return. Low Commitment.

High Return. Low Commitment

Earn up to 1.46% APY1 with a Quontic Money Market Account

Earn up to 1.46% APY1 with a Quontic Money Market Account.

Surcharge-free ATMs

90,000+

With your Quontic Debit Card.

At any participate AllPoint® Network ATMs, MoneyPass® Network ATMs, SUM® program ATMs, or Citibank® ATMs located in Target, Speedway, Walgreens, CVS, Kroger, Safeway, Winn Dixie, and Circle K.

Logos together - Target, Walgreens, Speedway, CVS and Kroger

No hidden fees

0

Monthly service fees.

Open a Money Market Account in 3 minutes or less and experience banking with no hidden fees. Yes, zero monthly fees. Ever!

Get Started Today

You work hard so we’ve made saving easy. Grow your funds just by opening a Quontic Money Market Account. 

A $100 minimum is required to open an account.

Mobile App

24/7 access

Manage your money

Whenever, wherever

Phone design

Mobile App

24/7 access

Manage your money

Whenever, wherever

Access your account anywhere, anytime with Quontic’s dynamic mobile app. Features like remote check deposit, bill pay, account transfers, and receipt tracking make mobile banking easy and fast.

Frequently Asked Questions

Our secure account opening process takes less than 3 minutes from start to finish! We ask for a few pieces of information like basic contact info, your social security number, and DOB. You will then be able to fund your account instantly!

You can open an account with as little as $100.

You can transfer funds from an existing Quontic Bank account, from an account at another bank, by ACH transfer, or by mailing us a check.

Our mailing address is:
Quontic Bank
31-05 Broadway
Astoria, NY 11106
Attn: New Accounts
Please do NOT mail cash!

Yes, you can spend your money like any other checking account. You will be able to sign up for Online Banking, Mobile Banking and be provided with a Quontic Debit Card. You may make no more than six pre-authorized withdrawals, automatic or telephonic transfers, checks, drafts, and debit card and similar transactions from your account per month or statement cycle. You will be contacted in the event, you exceeded the transaction limitation, and your account may be changed to a transactional account.

You won’t have to pay ATM fees when you use your Quontic Debit Card at any AllPoint® Network ATMs, MoneyPass® Network ATMs, SUM® program ATMs, or Citibank® ATMs located in Target, Speedway, Walgreens, CVS, Kroger, Safeway, Winn Dixie, and Circle K.

Interest is compounded daily and credited to your account monthly. Interest is calculated using the daily balance method. This method applies a daily periodic rate to the principal.

You will start earning interest the business day we receive your opening deposit. Interest will be paid once per monthly statement period.

Yes, your rate will be determined based upon whether your balance is below $4,999.99, from $5,000 to $149,999.99, or $150,000+.

Sorry! Due to system upgrades, we are not accepting additional accounts for this product at this time.

Contact Us Today

If you have any questions or require additional information, you can reach us via live chat, phone, our online form, or by emailing [email protected].

Live Chat

Chat directly with our customer service agents.

Call

Call us directly using the number below.

Email Us

Please fill out the form below.

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Disclaimer:

Ask for details. Additional terms, conditions, fees & exclusions may apply. Rates may change without notice. Some accounts may require a minimum average daily balance for the statement cycle to avoid service charges. If the account is closed before interest and/or bonus is credited, accrued interest and/or bonus may be forfeited for that statement cycle. Fees could reduce earnings. In order to sign up for online banking, you must have a Quontic Bank account. Mobile banking requires enrollment through online banking. Data connection required. Wireless carrier fees may apply. There is no charge from Quontic Bank for account alerts, but message & data rates may apply. Mobile check deposit is available for select mobile devices. Subject to eligibility & further review. Deposits are subject to verification & not available for immediate withdrawal. Deposit limits & other restrictions may apply.

Online Account Opening is only available to consumers. Ask for details. Data connection required to open an account online. Wireless carrier fees may apply. Application is subject to approval & further review. Information is accurate as of the date listed below and may change without notice. 

May 18, 2020
1 APY means Annual Percentage Yield.