We Make Banking Quick and Simple.

You’re busy, so we are here to make banking easy for you. We are committed to providing customer service and financial expertise to help you achieve your financial goals.

Who We Are

Quontic is the adaptive digital bank that empowers its customers financially while embracing their diverse circumstances. Quontic’s disruptive banking platform reimagines traditional banking with adaptive lending and innovative deposit products that transcend legacy banking inequities. Quontic’s mission to break the system for financial empowerment stands in the face of big banks and proves there is a better and more equitable way to put the customer first. The bank focuses on truly understanding and serving the underdogs, entrepreneurs, gig-economy workers, immigrants, and more with a curated banking experience as opposed to a one-size-fits-all banking approach.

Strategic Anchors

Adaptive Lending Solutions

We know that our customers borrowing needs are not ‘one size fits all’. Quontic is focused on providing loan solutions which are adaptive to our customers’ unique circumstance.

Innovative Deposit Products

Unique deposit products offering innovative features for niche audiences.

Maximum Leverage

We look to maximize resources for optimized outcomes (people, technology, money).

OUR MISSION

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OUR VISION

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Our Core Values

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Camera

Say Cheese

Be positive, smile, and encourage others.
Hat

Try It On!

Be adaptive, open to new ideas, and unafraid to embrace change.
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Progress Not Perfection

Progress is what matters – don’t let a desire for perfection prevent progress.
Goal

Know the Goal

Be intentional to understand what the needed outcome is – measure and beat it.

What Our Numbers Say

$2B+

Mortgages Fund

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60%

Staff Diversity

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Top 10

Digital Bank by Bankrate

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#1

Digital Banker of Year

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70%

Percentage of mortgages to Low-Income households in 2019

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bankrate

Top Online Bank 2020!

Our competitive APYs, low minimum deposits, access to thousands of free ATMs nationwide, and more have earned us a spot as a Top Online Bank of 2020 by Bankrate!

What Our Numbers Say

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10B

Mortgages

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60%

Staff Diversity

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Top 10

Digital Bank

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639

Information Here

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Our History

From Small Beginning to a National Brand.

Senior Executives

Meet the leaders who are surpassing customer expectations and innovating news technology in the banking industry.

Utilizing extensive experience, knowledge, and creativity, Quontic’s leadership team is paving the way for customer-centric banking nationwide. We prioritize our customer by ensuring that their banking experience is efficient and effective. Our focus is to innovate ways to better the banking insdustry and enhance technological advancements to help our customers achieve a better financial future.
Steve Schnall

Steven Schnall

Chief Executive Officer
Patrick Sells

Patrick Sells

Chief Innovation Officer
George Lazaridis - Mortgage Lending Division President & CLO

George Lazaridis

Chief Lending Officer
mike-lantz

Mike Lantz

Chief People Officer
Quontic Bank Executives

Welcome to Quontic!

We know you’re busy, so that’s why we’ve made banking quick and simple. We don’t have a bank on every corner, but as the Adaptive Digital Bank®, we’re able to put a bank in every pocket. Quontic is committed to providing you with unparalleled customer service and financial expertise to get you closer to your financial goals from providing small business loans to convenient online banking. We are here to support you and make your banking experience hassle-free.

Senior Executives

Meet the leaders who are surpassing customer expectations and innovating new technology in banking.

Utilizing extensive experience, knowledge, and creativity, Quontic’s leadership team is paving the way for customer-centric banking nationwide. We prioritize our customers by ensuring that their banking experience is efficient and effective. Our focus is to innovate ways to better the banking industry and enhance technological advancements to help our customers achieve a better financial future.

Steve Schnall

Steven Schnall

Chairman & CEO

George Lazaridis - Mortgage Lending Division President & CLO

George Lazaridis

Mortgage Lending Division President & CLO
Patrick Sells

Patrick Sells

Chief Innovation Officer

Donald M. Frain - President & COO

Donald M. Frain

President & CFO

Our History

From Small Beginnings to a National Brand

In 2009, Steven Schnall purchased Golden First Bank with the vision to create a financial institution built upon a solid foundation of excellence and service. Upon acquisition, Schnall gathered a new team of experts, invested fresh capital, and renamed the institution Quontic Bank, meaning “real” quality.

Quontic became a CDFI in 2016 and recognized this as a momentous opportunity to serve the underbanked and perpetuate its vision of providing excellent service. In 2018, Quontic expanded its vision even further by rebranding itself as Quontic, the Adaptive Digital Bank®, with a focus on using technology to elevate the financial strength of its customers. 

Now headquartered in Manhattan, New York, Quontic continues to spread its high standards, exceptional customer service, and caliber around the nation.