Money Market


Easy to Open, Easy to Save

Put your hard-earned savings to work! Earn up to 0.40% APY1 with a Quontic Money Market Account and cash in on our competitive interest rate.
Sorry! Due to system upgrades, we are not accepting additional accounts for this product at this time.

Quontic is the adaptive digital bank that empowers its customers financially while embracing their diverse circumstances.  We’re hiring! 

Top Online Bank 2020!

Our competitive APYs, low minimum deposits, access to thousands of free ATMs nationwide, and more have earned us a spot as a Top Online Bank of 2020 by Bankrate!

Cash Rewards Checking

Introducing Cash Rewards

Put more money in your pocket.

Ready for a checking account that earns 1.50% cash back? It takes less than 3 minutes to get started.

Sorry! Due to system upgrades, we are not accepting additional accounts for this product at this time.


Introducing the Drawbridge Savings Account

As a Result of the COVID-19 Crisis,

Millions of Americans Need Help.

The Drawbridge Savings account is the easiest way for you to assist those in need. Quontic will match the monthly interest credited for each account and donate it to the #BeTheDrawbridge relief fund. Do Social Good with a savings account by opening one today!

Hassle-Free Mortgages

Our mortgage solutions are unparalleled in ease and are personalized to fit your needs.

Who We Are

We're your Adaptive Digital Bank® equipped with fast & flexible banking solutions that put you first.

Quontic in the News

We’re the talk of the town! Check out the exciting things we’ve been up to.

Blue and gold CDFI fund logo
Blue and gold CDFI fund logo

We Are Proud To Be a CDFI

Quontic is one of only 2% of banks in the U.S. to earn a U.S Treasury CDFI3 designation for delivering on its mission to elevate the financial strength of low-income Americans. Quontic’s employees are as diverse and inclusive as its customers, with over 60% who identify as other than Caucasian and 55% female. Most notably, more than 70% of Quontic’s mortgages are to low-income households. Let’s do good together! Open an account today and see your hard-earned savings put to socially good uses – while earning amongst the highest deposit rates in the nation.


Ask for details. Additional terms, conditions, fees & exclusions may apply. Rates may change without notice. Some accounts may require a minimum average daily balance for the statement cycle to avoid service charges. If the account is closed before interest and/or bonus is credited, accrued interest and/or bonus may be forfeited for that statement cycle. Fees could reduce earnings. In order to sign up for online banking, you must have a Quontic Bank account. Mobile banking requires enrollment through online banking. Data connection required. Wireless carrier fees may apply. There is no charge from Quontic Bank for account alerts, but message & data rates may apply. Mobile check deposit is available for select mobile devices. Subject to eligibility & further review. Deposits are subject to verification & not available for immediate withdrawal. Deposit limits & other restrictions may apply. Online Account Opening is only available to consumers. Ask for details. Data connection required to open an account online. Wireless carrier fees may apply. Application is subject to approval & further review. Information is accurate as of the date listed below and may change without notice.
November 3, 2020

1 APY means Annual Percentage Yield.

2 Withdrawals before the maturity date are subject to penalties.

3 Community Development Financial Institutions Fund.