Money Market Account

Designed for Your Ever-Growing Savings.

You work hard so we’ve made saving easy. Grow your funds just by opening a Quontic Money Market Account.2

High Return. Low Commitment.


Annual Percentage Yield
$0 – $4,999.99

Account Balance


Annual Percentage Yield
$5,000 – $99,999.99

Account Balance


Annual Percentage Yield

Account Balance

A $500 Minimum is required to open an account.

Included with the Money Market Account

Debit Card
Debit MasterCard®
Surcharge-free ATMs
Email Alerts
Email Account Alerts
Direct Deposit
Mobile Check Deposit
Online Banking (1)
Online Banking
Mobile Banking
Quontic Bank Mobile App
No Fees
No Monthly Fees
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High Yield Savings
Money Market Account
Interest Rate
Annual Percentage Yield
Up to 2.20%
Annual Percentage Yield
Interest Rate Conditions

1.85% APY1 = $0 – $4,999.99
2.10% APY1 = $5,000 – $99,999.99
2.20% APY1 = $100,000+

Monthly Fee

$0 monthly fee with an average daily balance of 10,000 or more

Minimum to Open
Paper Statements
Money Market Account
Frequently Asked Questions

Just click on Open a Money Market Account and begin our secure and fast account opening process. You will need to enter your name, address, date of birth, and social security number.

You can open an account with as little as $500.

You can transfer funds from an existing Quontic Bank account, from an account at another bank, by ACH transfer, or by mailing us a check.

Our mailing address is:
Quontic Bank
31-05 Broadway
Astoria, NY 11106
Attn: New Accounts
Please do NOT send cash!

Yes. You will be able to sign up for Quontic Bank Online and Quontic Mobile Banking and be provided with a Quontic Bank Mastercard® Debit Card. You may make no more than six pre authorized withdrawals, automatic or telephonic transfers, checks, drafts, and debit card and similar transactions from your account per month or statement cycle. You will be contacted in the event, you exceeded the transaction limitation, and your account may be changed to a transactional account.

You won’t have to pay ATM surcharges when you use your Quontic Bank Mastercard® Debit Card at any of 55,000+ AllPoint® Network ATM’s, 28,000+ MoneyPass Network ATMs, 7,000 SUM® program ATMs, or at nearly 700 Citibank® branch ATMs.

Interest is compounded daily and credited to your account monthly. Interest is calculated using the daily balance method. This method applies a daily periodic rate to the principal.

You will start earning interest the business day we receive your opening deposit. Interest will be paid once per monthly statement period.

Yes, your rate will be determined based upon whether your balance is below $4,999.99, from $5,000 to $99,999.99, or $100,000+.

Contact Us Today

For questions or additional information, contact a Quontic Bank – or reach us via online form, email, or phone. Please fill out the from below or email us at

Live Chat

Chat directly with our customer service agents.


Call us directly using the number below.

Email Us

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Amplify Interest Checking

Forget about monthly fees and watch your earnings increase just by opening a Quontic Amplify Interest Account.

High Yield Savings

A Quontic High Yield Savings Account doesn’t just keep your money safe—it grows your funds, too!

Certificate of Deposit Account
Get your hands on a guaranteed rate that will grow your savings with Quontic’s competitive Certificate of Deposit3 APY.1

Ask for details. Additional terms, conditions, fees & exclusions may apply. Rates may change without notice. Some accounts may require a minimum average daily balance for the statement cycle to avoid service charges. If the account is closed before interest and/or bonus is credited, accrued interest and/or bonus may be forfeited for that statement cycle. Fees could reduce earnings. In order to sign up for online banking, you must have a Quontic Bank account. Mobile banking requires enrollment through online banking. Data connection required. Wireless carrier fees may apply. There is no charge from Quontic Bank for account alerts, but message & data rates may apply. Mobile check deposit is available for select mobile devices. Subject to eligibility & further review. Deposits are subject to verification & not available for immediate withdrawal. Deposit limits & other restrictions may apply.

Online Account Opening is only available to consumers. Ask for details. Data connection required to open an account online. Wireless carrier fees may apply. Application is subject to approval & further review. Information is accurate as of the date listed below and may change without notice.

October 17, 2019

1 APY means Annual Percentage Yield.

2 Money Market accounts & savings accounts are subject to excess withdrawal fees processed over the six allowed transactions per statement cycle.

3 Penalties may apply if you withdraw the principal before the Certificate of Deposit maturity date.