Cash Rewards Benefits
No monthly fees. Ever.
Included with Your Cash Rewards Checking Account
Keep your transactions secure.
Featured at Target, CVS, Kroger, and more!
Email Account Alerts
Always stay up-to-date with your account.
No Monthly Fees
Because your money shouldn't cost you.
Quontic Bank Mobile App
Access your account anywhere, anytime.
Mobile Check Deposit
Save a trek to the bank.
Manage your finances straight from the web.
Make purchases online, in-app, or in-store.
Pay in-person, in-store, or online.
Pay in-person or online with just a tap.
Receive and send payments directly.
Savings Made Simple Program
Purchases round up to the next whole dollar & the difference goes to your savings.
Earn more for your everyday expenses.
Enjoy your cash back reward at the end of each statement cycle.
Frequently Asked Questions
You can open an account with as little as $500.
You can transfer funds from an existing bank account via ACH transfer or by mailing a check to:
Astoria, NY 11106
Attn: New Accounts
Please do NOT mail cash!
Just use your Quontic Debit MasterCard® for everyday purchases! Qualifying transactions include anything except ATM withdrawals or peer-to-peer payments through programs such as Venmo or Zelle®.
Your cash back reward will be paid and deposited into your checking account at the beginning of each new statement cycle.
You won’t have to pay ATM fees when you use your Quontic Bank MasterCard® at any AllPoint® Network ATMs, MoneyPass® Network ATMs, SUM® program ATMs, or Citibank® ATMs located in Target, Speedway, Walgreens, CVS, Kroger, Safeway, Winn Dixie, and Circle K.
Yes! You can withdraw money like any other checking account.
Absolutely! Once you open a Cash Rewards Checking Account, you will be able to sign up for Online and Mobile Banking to easily manage your finances and make deposits via our mobile check deposit feature. You can also set up direct deposit, mail in checks, or deposit money via ACH or by wire.
Contact Us Today
If you have any questions or require additional information, you can reach us via live chat, phone, our online form, or by emailing [email protected].
Please fill out the form below.
Ask for details. Additional terms, conditions, fees & exclusions may apply. Rates may change without notice. Some accounts may require a minimum average daily balance for the statement cycle to avoid service charges. If the account is closed before the bonus is credited, accrued bonus may be forfeited for that statement cycle. Fees could reduce earnings. Subject to eligibility & further review. Deposits are subject to verification & not available for immediate withdrawal. Deposit limits & other restrictions may apply.
Online Account Opening is only available to consumers. Ask for details. Data connection required to open an account online. Wireless carrier fees may apply. There is no charge from Quontic Bank for account alerts, but message & data rates may apply. Mobile check deposit is available for select mobile devices. Application is subject to approval & further review. Information is accurate as of the date listed below and may change without notice.
1 Qualifying transactions include any purchase made with a Cash Rewards account and exclude ATM withdrawals or transactions through peer-to-peer programs.
2 Money Market accounts & savings accounts are subject to excess withdrawal fees processed over the six allowed transactions per statement cycle.
3 APY means Annual Percentage Yield.