High Yield Savings

Stacked Up Savings

Saving money has never been simpler. Put your money in a High Yield Savings Account and let Quontic’s competitive APY1 do the rest.

High Yield Savings Account Key Benefits


Surcharge-Free ATMs


Annual Percentage Yield


Monthly Fees
A $500 Minimum to Open an Account.
Open an Amplify Interest Checking Account with 2.00% APY1 at the same time!

Included with the High Yield Savings Account

Debit Card Icon

Debit MasterCard®

Keep your transactions secure.

ATM icon

Surcharge-free ATMs

Featured at Target, CVS, Kroger, and more!

Email Alerts Icon

Email Account Alerts

Always stay up-to-date with your account.

Online Banking Icon

Online Banking

Manage your finances straight from the web.

Mobile Banking Icon

Quontic Bank Mobile App

Access your account anywhere, anytime.

Check Icon

Mobile Check Deposit

Save a trek to the bank.

No Fees Icon

No Monthly Fees

With an average daily balance of $10,000+.

Compare Savings Accounts

Choosing the right savings account for you can be confusing. That’s why we’ve simplified the process for you.

High Yield Savings
Money Market Account
Interest Rate
Annual Percentage Yield
Up to 2.05%
Annual Percentage Yield
Interest Rate Conditions
1.85% APY1 = $0 – $4,999
1.95% APY1 = $5,000 – $99,999
2.05% APY1 = $100,000+
Monthly Fee


*$0 monthly fee with an average daily balance of $10,000 or more
Minimum to Open
Paper Statements
E - Statements



High Yield Savings
Frequently Asked Questions

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.

– Must be a U.S. Citizen 18 years or older to open an account.
– For each account owner, you will need:
1. Social Security number
2. Driver’s License, Military ID, or U.S. Passport
3. Home address

The interest rate, or rate of interest, is the amount of interest due per period, as a proportion of the amount lent, deposited, or borrowed.

Interest is compounded daily and credited to the account every month.

APY stands for Annual Percentage Yield. The annual percentage yield is the effective annual rate of return taking into account the effect of compounding interest.

Contact Us Today

If you have any questions or require additional information, you can reach us via live chat, phone, our online form, or by emailing [email protected].

Live Chat

Chat directly with our customer service agents.


Call us directly using the number below.

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Please fill out the form below.

Amplify Interest Checking
Put money in and take money out all while earning a competitive interest rate of 2.00% APY.1
Money Market Account
The more you save, the higher your return will be when you open a Quontic Money Market Account.2
Certificate of Deposit Account
Choose your level of commitment and lock in on a competitive APY1 when you open a Quontic CD.3

Ask for details. Additional terms, conditions, fees & exclusions may apply. Rates may change without notice. Some accounts may require a minimum average daily balance for the statement cycle to avoid service charges. If the account is closed before interest and/or bonus is credited, accrued interest and/or bonus may be forfeited for that statement cycle. Fees could reduce earnings. In order to sign up for online banking, you must have a Quontic Bank account. Mobile banking requires enrollment through online banking. Data connection required. Wireless carrier fees may apply. There is no charge from Quontic Bank for account alerts, but message & data rates may apply. Mobile check deposit is available for select mobile devices. Subject to eligibility & further review. Deposits are subject to verification & not available for immediate withdrawal. Deposit limits & other restrictions may apply.

Online Account Opening is only available to consumers. Ask for details. Data connection required to open an account online. Wireless carrier fees may apply. Application is subject to approval & further review. Information is accurate as of the date listed below and may change without notice.

January 6, 2020

1 APY means Annual Percentage Yield.

2 Money Market accounts & savings accounts are subject to excess withdrawal fees processed over the six allowed transactions per statement cycle.

3 Penalties may apply if you withdraw the principal before the Certificate of Deposit maturity date.