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Quontic Bank deposit interest rates & APYs

Effective as of
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Personal accounts Interest rate APY Minimum opening balance
Simple checking N/A N/A $100
Interest checking 0.25% 0.25% $100
Quontic Bank Junior Savings 0.50% 0.50% $5
Personal Savings ($100-$24,999) 0.25% 0.25% $100
Personal Savings ($25,000-$99,999)  0.50%  0.50%  $25,000
Personal Savings ($100,000+)  0.75% 0.75%  $100,000
Money market checking ($.01-$99.99) 0.00% 0.00% $100
Money market checking ($100-$49,999) 0.25% 0.25% $100
Money market checking ($50,000-$249,999) 0.50% 0.50% $50,000
Money market checking ($250,000-$999,000) 0.75% 0.75% $250,000
Money market checking ($1,000,000+) 1.00% 1.01% $1,000,000
Business accounts Interest rate APY Minimum opening balance
Business checking N/A N/A $500
Business interest checking ($500-$2,499) 0.25% 0.25% $500
Business interest checking ($2,500+)* 0.50% 0.50% $2,500
Savings ($1,000+) 0.25% 0.25% $100
CDs & IRAs Interest rate APY Premature withdrawl penalty
Minimum opening balance $1,000
3 months 0.35% 0.35% 3 months' interest
6 months 0.70% 0.70% 6 months' interest
12 months 1.00% 1.01% 12 months' interest
18 months 1.20% 1.21% 12 months' interest
24 months 1.30% 1.31% 24 months' interest
36 months 1.45% 1.46% 24 months' interest
48 months 1.65% 1.66% 24 months' interest
60 months 1.80% 1.82% 24 months' interest

Want to know more? Ready to sign up? Speak to your Quontic Banker. Call 1-800-908-6600.

Disclosure: Ask for details. Additional terms, conditions, fees, & exclusions may apply. APY is defined as Annual Percentage Yield. Some accounts may require a minimum average daily balance for the statement cycle to avoid service charges. Interest will compound daily & credit monthly. If account is closed before interest is credited, accrued interest will be forfeited for that statement cycle. Fees could reduce earnings. Subject to eligibility & further review. Deposits are subject to verification & not available for immediate withdrawal. Deposit limits & other restrictions may apply. Information is accurate as of the above captioned date. Rate is subject to change without notice.

*Business interest checking: This is a tiered account; 0.50% APY for accounts maintaining a minimum daily balance of $2,500 or more, 0.25% APY for accounts maintaining a minimum daily balance of $500-$4,999 and 0% APY for accounts with a minimum daily balance of $0-$499. Interest rates may change after the account is opened & fees could reduce earnings. The APY shown is for account offered by Quontic Bank & effective as of the publication date, unless otherwise noted. APY will compound daily & credit monthly. If account is closed before interest is credited, accrued interest will be forfeited for that statement cycle. Business Interest Checking account with the 0.50% APY is only available to new Quontic Bank customers only. It is not available to existing Quontic Bank customers or those whose accounts have been closed within 90 days or closed with a negative balance. Minimum opening balance of $5,000 in new money is required. The new money cannot be funds held by Quontic Bank. Must maintain an average daily balance of $5,000 to avoid $15 service charge. 

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