Powerful & Rewarding
Earn 2.00% APY1 with the Amplify Interest Checking Account
A Quontic Amplify Interest Checking account provides one of the highest interest rates in the country without a monthly fee.
Included with the Amplify Interest Checking Account
Keep your transactions secure with a Quontic Bank MasterCard®.
Enjoy access to over 90,000+ surcharge-free ATMs.
Email Account Alerts
Always stay up-to-date with your account thanks to our lightning-fast email alerts.
Manage your finances straight from the web.
Quontic Bank Mobile App
Access your account anywhere, anytime with Quontic's dynamic mobile app.
Mobile Check Deposit
Save a trek to the bank with Quontic's mobile check deposit feature.
Savings Made Simple Program
Purchases made with your card will round up to the next whole dollar. The difference will transfer to your savings account.
No Monthly Fees
Because your money shouldn't cost you.
Using Apple Pay with your account will be the apple of your eye.
Conduct purchases online, in-app, or in-store with Google Pay.
Use Samsung Pay to pay in-person or online with just a tap.
Receive and send payments directly to and from your account with Zelle®.
Earn 2.00% APY1
with an Amplify Interest Checking Account
Frequently Asked Questions
Just click on Open Amplify Interest Account and begin our secure and fast account opening process. You will need to enter your name, address, date of birth, and social security number.
You can open an account with as little as $500.
You can transfer funds from an existing Quontic Bank account, from an account at another bank, by ACH transfer, or by mailing us a check.
Our mailing address is:
Astoria, NY 11106
Attn: New Accounts
Please do NOT mail cash!
Yes, you can spend your money like any other checking account. You will be able to sign up for Quontic Bank Online Banking and Quontic Mobile Banking, and be provided with a Quontic Bank Mastercard® Debit Card.
Yes! You can easily add money to your account through remote check deposit via our convenient Mobile App, by setting up direct deposit from your work, by mailing a check, depositing money via ACH, or by wire.
You won’t have to pay ATM surcharges when you use your Quontic Bank Mastercard® Debit Card at any of 55,000+ AllPoint® Network ATM’s, 28,000+ MoneyPass Network ATMs, 7,000 SUM® program ATMs, or at nearly 700 Citibank® branch ATMs.
Interest is compounded daily and credited to your account monthly using the daily balance method. In order to earn the advertised APY1, you must make 15 point-of-sale debit card transactions per month and one transfer per statement cycle. If the conditions are not met, the account will earn the base APY1.
You will start earning interest the business day we receive your opening deposit. Interest will be paid once per monthly statement period.
Contact Us Today
If you have any questions or require additional information, you can reach us via live chat, phone, our online form, or by emailing email@example.com.
Please fill out the form below.
Ask for details. Additional terms, conditions, fees & exclusions may apply. Rates may change without notice. Some accounts may require a minimum average daily balance for the statement cycle to avoid service charges. If the account is closed before interest and/or bonus is credited, accrued interest and/or bonus may be forfeited for that statement cycle. Fees could reduce earnings. In order to sign up for online banking, you must have a Quontic Bank account. Mobile banking requires enrollment through online banking. Data connection required. Wireless carrier fees may apply. There is no charge from Quontic Bank for account alerts, but message & data rates may apply. Mobile check deposit is available for select mobile devices. Subject to eligibility & further review. Deposits are subject to verification & not available for immediate withdrawal. Deposit limits & other restrictions may apply.
Online Account Opening is only available to consumers. Ask for details. Data connection required to open an account online. Wireless carrier fees may apply. Application is subject to approval & further review. Information is accurate as of the date listed below and may change without notice.
1 APY means Annual Percentage Yield.
2 Money Market accounts & savings accounts are subject to excess withdrawal fees processed over the six allowed transactions per statement cycle.
3 ACH means Automatic Clearing House transaction. An example of a qualifying ACH is an auto-deposit of a paycheck.
4 The account will earn a 0.01% APY if both conditions are not met.
5 Penalties may apply if you withdraw the principal before the Certificate of Deposit maturity date.