Amplify Interest Checking

Powerful & Rewarding

Earn 2.00% APY1 with the Amplify Interest Checking Account

A Quontic Amplify Interest Checking account provides one of the highest interest rates in the country without a monthly fee.

Amplify Interest Checking Key Benefits


Surcharge-Free ATMs


Annual Percentage Yield


Monthly Fees
Open a High Yield Savings Account with 1.85% APY1 at the same time!

Included with the Amplify Interest Checking Account

Debit MasterCard Icon

Debit MasterCard®

Keep your transactions secure with a Quontic Bank MasterCard®.

ATM icon

Surcharge-free ATMs

Enjoy access to over 90,000+ surcharge-free ATMs.

Email Alerts Icon

Email Account Alerts

Always stay up-to-date with your account thanks to our lightning-fast email alerts.

Online Banking Icon

Online Banking

Manage your finances straight from the web.

Mobile Banking Icon

Quontic Bank Mobile App

Access your account anywhere, anytime with Quontic's dynamic mobile app.

Check Icon

Mobile Check Deposit

Save a trek to the bank with Quontic's mobile check deposit feature.

Savings Made Simple Program

Savings Made Simple Program

Purchases made with your card will round up to the next whole dollar. The difference will transfer to your savings account.

No Fees Icon

No Monthly Fees

Because your money shouldn't cost you.

Apple Pay

Apple Pay

Using Apple Pay with your account will be the apple of your eye.

Google Pay

Google Pay

Conduct purchases online, in-app, or in-store with Google Pay.

Samsung Pay

Samsung Pay

Use Samsung Pay to pay in-person or online with just a tap.



Receive and send payments directly to and from your account with Zelle®.

Earn 2.00% APY1

with an Amplify Interest Checking Account

An amazing checking account with Amplify Interest to help you do more with your money.
Amplify Interest Checking
Interest Rate
2.00% APY1 for average daily balance through $1,000,000.01
Interest Rate Conditions
You must make a minimum of 15 qualifying debit card transactions & 1 ACH3 in/out per month (0.01% APY if not)4
Monthly Fee
Minimum Opening Deposit
Amplify Interest Checking
Frequently Asked Questions

Just click on Open Amplify Interest Account and begin our secure and fast account opening process. You will need to enter your name, address, date of birth, and social security number.

You can open an account with as little as $500.

You can transfer funds from an existing Quontic Bank account, from an account at another bank, by ACH transfer, or by mailing us a check.

Our mailing address is:
Quontic Bank
31-05 Broadway
Astoria, NY 11106
Attn: New Accounts
Please do NOT mail cash!

Yes, you can spend your money like any other checking account. You will be able to sign up for Quontic Bank Online Banking and Quontic Mobile Banking, and be provided with a Quontic Bank Mastercard® Debit Card.

Yes! You can easily add money to your account through remote check deposit via our convenient Mobile App, by setting up direct deposit from your work, by mailing a check, depositing money via ACH, or by wire.

You won’t have to pay ATM surcharges when you use your Quontic Bank Mastercard® Debit Card at any of 55,000+ AllPoint® Network ATM’s, 28,000+ MoneyPass Network ATMs, 7,000 SUM® program ATMs, or at nearly 700 Citibank® branch ATMs.

Interest is compounded daily and credited to your account monthly using the daily balance method. In order to earn the advertised APY1, you must make 15 point-of-sale debit card transactions per month and one transfer per statement cycle. If the conditions are not met, the account will earn the base APY1.

You will start earning interest the business day we receive your opening deposit. Interest will be paid once per monthly statement period.

Contact Us Today

If you have any questions or require additional information, you can reach us via live chat, phone, our online form, or by emailing

Live Chat

Chat directly with our customer service agents.


Call us directly using the number below.

Email Us

Please fill out the form below.

Money Market Account
Sit back, relax, and watch your funds grow effortlessly with a Quontic Money Market Account.2
High Yield Savings
See your savings multiply! Start earning a top interest rate on your savings account balance.
Certificate of Deposit Account

Lock in a competitive fixed-rate when you open a Certificate of Deposit with Quontic.5

Ask for details. Additional terms, conditions, fees & exclusions may apply. Rates may change without notice. Some accounts may require a minimum average daily balance for the statement cycle to avoid service charges. If the account is closed before interest and/or bonus is credited, accrued interest and/or bonus may be forfeited for that statement cycle. Fees could reduce earnings. In order to sign up for online banking, you must have a Quontic Bank account. Mobile banking requires enrollment through online banking. Data connection required. Wireless carrier fees may apply. There is no charge from Quontic Bank for account alerts, but message & data rates may apply. Mobile check deposit is available for select mobile devices. Subject to eligibility & further review. Deposits are subject to verification & not available for immediate withdrawal. Deposit limits & other restrictions may apply.

Online Account Opening is only available to consumers. Ask for details. Data connection required to open an account online. Wireless carrier fees may apply. Application is subject to approval & further review. Information is accurate as of the date listed below and may change without notice.

November 15, 2019

1 APY means Annual Percentage Yield.

2 Money Market accounts & savings accounts are subject to excess withdrawal fees processed over the six allowed transactions per statement cycle.

3 ACH means Automatic Clearing House transaction. An example of a qualifying ACH is an auto-deposit of a paycheck.

4 The account will earn a 0.01% APY if both conditions are not met.

5 Penalties may apply if you withdraw the principal before the Certificate of Deposit maturity date.