Owner Occupied CDL - Residential Mortgage

Flexible Options the Way You Want Them

No income verification mortgage loans.

We won’t let the loan process restrict you based on your reported income. Find a home with our Community Development Loans that require little to no income verification.

Program Highlights

Simple, fast, and hassle-free.

Here are a few program highlights to help you assess whether or not a Community Development Loan is right for you.

  • No Income Verification
  • Easy acceptance with qualifying credit score and downpayment
  • Great for self-employed individuals who would not qualify for a traditional loan based on reported income.

Community Development Loan Program Advantages

Quontic’s Community Development Loan program provides non-traditional access to prime capital that fosters homeownership for diverse underbanked individuals and families. We look beyond standard loan qualification metrics associated with traditional income verification. Instead, we consider the borrower’s overall financial and credit profile. That’s why we can offer this special no tax return/no-income verification mortgage loan.

This program is perfect for self-employed, low-income borrowers, or those who can’t provide standard income documentation such as W2s, pay stubs, or tax returns.
Every home financed represents a critical step in the transformation of a life, a family, and a community.

Contact Us Today

If you have any questions or require additional information, please contact a Quontic Bank loan officer. You may also reach us via live chat, phone, our online form, or by emailing [email protected].

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Quontic has decades of experience to help you find the right Commercial Real Estate Investment for your needs.

FHA & VA - Residential Mortgage

You shouldn’t have to struggle to finance a home. Our FHA & VA Residential Mortgages feature low to no downpayments.

Investor No Ratio - Investment Properties

No income verification? No problem. Our Investor No Ratio loans allow borrowers to apply without tax returns or W2s.


All lending products are subject to credit & property approval. Rates, program terms, & conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions & limitations apply. Prequalification provides you with an estimate of how much you can borrow to purchase a home, based on our preliminary review of credit information. This does not represent an offer to enter into a loan agreement. Information is accurate as of the date listed below and may change without notice.

March 17, 2020