ForeignNational

Put Yourself On Different Maps

Mortgages for Foreign Nationals/Non-U.S. Citizens.

Non-U.S. citizens may be eligible for Quontic’s easy and flexible Foreign National loan.

Program Highlights

We make the loan process simple, fast, and hassle-free. Check out a few guidelines to help you assess whether or not a Foreign National loan is right for you.

  • NYC and/or Miami metropolitan areas only 1-4 family, condo/PUD1 & co-op
  • Self-employed borrowers: Accountant’s letter verifying income for last two years & year-to-date income
  • Post-closing liquidity: Minimum of 12 months’ PITI2 required
  • Must maintain six months' PITI2 in a Quontic Simple checking account
  • Eligibility requirements, exclusions & other terms & conditions apply
Blue and gold CDFI fund logo

CDFI Certification & Foreign National Mortgages

As a certified Community Development Financial Institution (CDFI), Quontic strives to provide low-income, financially underserved consumers with financial products to help stimulate economic growth. That’s why when it comes to Foreign National mortgages, we take a close look at each applicant’s overall capacity, looking past the standard loan metrics to determine whether the applicant should be eligible for these special loans.

If you’re a foreign national living in the New York City or Miami metropolitan areas and you’re ready to take on a mortgage, our Foreign National mortgage loan may be right for you. Contact us to learn more.

Contact Us Today

For questions or additional information, contact a Quontic Bank loan officer – or reach us via online form, email, or phone. Please fill out the from below or email us at info@quonticbank.com.

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InvestorNoRatio

Quontic is a flexible lender that offers no income verification loans like Investor No Ratio loans.

InvestorCDL

Quontic has a unique approach to loans that many banks don’t have, so you may be eligible for a CDFI Fund loan.

Disclaimer:
All lending products are subject to credit & property approval. Rates, program terms, & conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions & limitations apply. Prequalification provides you with an estimate of how much you can borrow to purchase a home, based on our preliminary review of credit information. This does not represent an offer to enter into a loan agreement. Information is accurate as of the date listed below and may change without notice.

October 17, 2019

1 Planned Unit Development

2 Principal, Interest, Tax, and Insurance.