FHA & VA - Residential Mortgage

Helping You Find Your Home Sweet Home

Flexible Borrowing Options

Our FHA & VA home loans feature low or no down payments.

FHA - Residential Mortgage

  • Low minimum down payment
  • Choice of fixed & adjustable rates
  • Gifts may be allowed for all or a portion of down payment or closing costs

VA - Residential Mortgage

  • Low down payment required
  • Sometimes, no down payment is needed!
  • Range of rate, term, and cost options available
  • Gifts may be used for all or portion of closing costs

Quontic Bank: A VA & FHA Lender

Low minimum down payments.

Quontic is an approved FHA lender dedicated to providing an adequate home financing system for the underserved. When you prequalify for a mortgage, we will help you determine what the best loan is for you and your unique circumstances. Active-duty or veteran, military service members and their spouses are eligible for our VA home loan that consists of low or no down payment. The government backs both FHA and VA loans, so Quontic does not require the added monthly expense of private mortgage insurance.

Contact Us Today

If you have any questions or require additional information, please contact a Quontic Bank loan officer. You may also reach us via live chat, phone, our online form, or by emailing [email protected].

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Owner Occupied CDL - Residential Mortgage

Let Quontic help you move into your first home with a no income verification Owner Occupied Community Development Loan.


As a New York lender, Quontic knows Condos & Co-Ops. We’ll find the right borrowing solution for you.

Foreign National - Investment Properties

If you’re a non-U.S. citizen seeking to purchase U.S. property to invest in or to visit, our Foreign National loans will get you there.


All lending products are subject to credit & property approval. Rates, program terms, & conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions & limitations apply. Prequalification provides you with an estimate of how much you can borrow to purchase a home, based on our preliminary review of credit information. This does not represent an offer to enter into a loan agreement. Information is accurate as of the date listed below and may change without notice.

March 17, 2020