Helping You Find Your Home Sweet Home

Flexible Borrowing Options

Our FHA & VA home loans feature low or no downpayments.

FHA - Residential Mortgage

  • Low minimum downpayment
  • Choice of fixed & adjustable rates
  • Gifts may be allowed for all or a portion of downpayment or closing costs

VA - Residential Mortgage

  • Low down payment required
  • Sometimes, no down payment is needed!
  • Range of rate, term, and cost options available
  • Gifts may be used for all or portion of closing costs
Suburban neighborhood of tan houses during twilight.

Quontic Bank: A VA & FHA Lender

Low minimum downpayments.

Quontic is an approved FHA lender dedicated to providing an adequate home financing system for the underserved. When you prequalify for a mortgage, we will help you determine what the best loan is for you and your unique circumstances. Active-duty or veteran, military service members and their spouses are eligible for our VA home loan that consists of low or no downpayment. The government backs both FHA and VA loans, so Quontic does not require the added monthly expense of private mortgage insurance.

Contact Us Today

For questions or additional information, contact a Quontic Bank loan officer – or reach us via online form, email, or phone. Please fill out the from below or email us at info@quonticbank.com.

Live Chat

Chat directly with our customer service agents.

Find a Loan Officer

Review a list of our Loan Officer specialists and contact them directly.

Email Us

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Let Quontic help you move into your first home with a no income verification Owner Occupied Community Development Loan.


As a New York lender, Quontic knows Condos & Co-Ops. We’ll find the right borrowing solution for you.


If you’re a non-U.S. citizen seeking to purchase U.S. property to invest in or to visit, our Foreign National loans will get you there.

All lending products are subject to credit & property approval. Rates, program terms, & conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions & limitations apply. Prequalification provides you with an estimate of how much you can borrow to purchase a home, based on our preliminary review of credit information. This does not represent an offer to enter into a loan agreement. Information is accurate as of the date listed below and may change without notice.

October 17, 2019