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Quontic Bank deposit interest rates & APYs

Effective as of
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Business banking deposit rates

Business accounts Balances to obtain rate Interest rate1 APY2 Minimum to open account
Money Market5 Balances through $999.99 .00% .00% $500.00
$1,000.00 - $49,999.99 .25% .25%
$50,000.00 - $249,999.99 .50% .50%
$250,000.00 - $999,999.99 .75% .75%
Balances over $999,999.99 1.00% 1.01%
IOLA account Balances through $1,000,000.01 0.25% 0.25% $500.00
Power Business Checking3 Balances through $24,999.99 0.25% 0.25% $25,000.00
Balances over $24,999.99 1.00% 1.01%

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Personal and Business Deposit Rates Disclosure: For additional terms & conditions that apply to your account (such as fees, how interest is calculated & early withdrawal penalties on CDs), please see your account agreement & fee schedule for your account. IRA & personal CDs are only available to consumers. The interest rates & Annual Percentage Yields (APYs) listed in this deposit rate sheet are effective on the date shown above & apply to accounts located in New York. The interest rate & APY on variable accounts can change at any time without notice.

  1. Applicable fees charged on some accounts may reduce your earnings. 
  2. Annual Percentage Yield (APY).  
  3. Power Business Checking can only be obtained with new money & new money cannot be funds held by Quontic Bank.
  4. Early withdrawal penalties apply on CD accounts. 
  5. Money market accounts & savings accounts are subject to excess withdrawal fees processed over the six allowed transactions per statement cycle.

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