Money Market Business Account

Grow Your Business.

Focus on your business and we’ll take care of the rest.

A Quontic Bank Money Market Account1 helps you grow your balance while saving for scheduled purchases or unforeseen expenses. Let us focus on growing your savings, so you can focus on building your business.

Money Market Business Account Key Benefits


Annual Percentage Yield
$0 – $4,999.99
Account Balance


Annual Percentage Yield
$5,000 – $99,999.99
Account Balance


Annual Percentage Yield
Account Balance

Included with the Money Market Business Account

Debit MasterCard®
Surcharge-free ATMs
Email Account Alerts
Mobile Check Deposit
Online Banking
Quontic Bank Mobile App
No Monthly Fees

Contact Us Today

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Money Market Business Account
Frequently Asked Questions

Just click on “Open an Account” and begin our secure and fast account opening process. It takes less than ten minutes to complete. You will need to enter your name, address, date of birth, and social security number.

Yes, you can open an account with as little as just $500.

You can transfer funds from an existing Quontic Bank account, from an account at another bank, by ACH transfer, or by mailing us a check.

Our mailing address is:
Quontic Bank
31-05 Broadway
Astoria, NY 11106
Attn: New Accounts
Please do NOT send cash!

Yes. You will be able to sign up for Quontic Bank Online and Quontic Mobile Banking and be provided with a Quontic Bank Master Card® Debit Card. You may make no more than six preauthorized withdrawals, automatic or telephonic transfers, checks, drafts, and debit card and similar transactions from your account per month or statement cycle. You will be contacted in the event, you exceeded the transaction limitation, and your account may be changed to a transactional account.

You must be a paperless customer for this Money Market Account, which means that while this account is open, you’ll need to be actively enrolled (i.e., applied and confirmed) in Quontic Bank Online Banking. This means that if you opt for paper statements to be mailed to you monthly, you will be charged $5 per month. You can save a tree by choosing only for electronic statements. You can also view your account statements and activity online. You may change how you receive your report at any time by changing your statement preference within online banking.

When you use your Quontic Bank Master Card® Debit Card at any of 55,000+ AllPoint® Network ATM’s, 28,000+ MoneyPass Network ATMs, 7,000 SUM® program ATMs, or at nearly 700 Citibank® branch ATMs, you won’t need to pay ATM surcharges!

Interest is compounded daily and credited to your account monthly. Interest is calculated using the daily balance method. This method applies a daily periodic rate to the principal.

You will start earning interest the business day we receive your opening deposit. Interest will be paid once per monthly statement period.

Yes, your rate will be determined based upon whether your balance is below $4,999.99, from $5,000 to $99,999.99, or $100,000+.

Certificate of Deposit Business Account
Quontic’s high-interest Certificate of Deposit is one of the best ways to invest in the growth of your business.2
Power Business Checking
Easily manage your everyday business expenses with Quontic’s Power Business Checking Account
Certificate of Deposit Business Account
Quontic’s high-interest Certificate of Deposit is one of the best ways to invest in the growth of your business.2

Ask for details. Additional terms, conditions, fees & exclusions may apply. Rates may change without notice. Some accounts may require a minimum average daily balance for the statement cycle to avoid service charges. If the account is closed before interest and/or bonus is credited, accrued interest and/or bonus may be forfeited for that statement cycle. Fees could reduce earnings. In order to sign up for online banking, you must have a Quontic Bank account. Mobile banking requires enrollment through online banking. Data connection required. Wireless carrier fees may apply. There is no charge from Quontic Bank for account alerts, but message & data rates may apply. Mobile check deposit is available for select mobile devices. Subject to eligibility & further review. Deposits are subject to verification & not available for immediate withdrawal. Deposit limits & other restrictions may apply. Information is accurate as of the date listed below and may change without notice.

Online Account Opening is only available to consumers. Ask for details. Data connection required to open an account online. Wireless carrier fees may apply. Application is subject to approval & further review.

October 17, 2019

1 Money Market accounts & savings accounts are subject to excess withdrawal fees processed over the six allowed transactions per statement cycle.

2 Penalties may apply if you withdraw the principal before the Certificate of Deposit maturity date.