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FHA loans*

Looking for a low down payment? Consider an FHA loan!

First-time homebuyers are often interested in FHA loans because gift funds may be allowed for all or a portion of a down payment and/or closing costs.

Your mortgage may also, under certain conditions, be assumed by qualified individuals when the home is sold or transferred.

  • Low minimum down payment
  • Gift funds OK
  • Cash out allowed for home repair
  • Flexible closing cost options
  • Choice of fixed & adjustable rates
  • Mortgage insurance is required

At Quontic Bank, we make the mortgage process simple, fast and hassle-free!


Learn more

To get started, prequalify now. For questions or additional information, contact a Quontic Bank loan officer—or reach us by online form, email or phone.

By online form
Loan inquires
Prequalify for a mortgage

By email
Customer service:
Loan inquires:

By phone
Customer service: 1-800-908-6600

Other resources

Fixed rate mortgages
Adjustable rate mortgages
Portfolio loans
'Lite Doc' loans (No tax returns needed!)
Foreign Nationals (Limited income verification!)
Condos & co-ops (New & non-warrantable OK!)
Jumbo & super jumbo
FHA loans (Low minimum down payment!)
VA loans
Reverse mortgages (Cash-out or home purchase)
Commercial Real Estate portfolio loans
First Home Club (Receive up to $7,500 toward your first home!)
Mortgage process
Mortgage checklist
Prequalify now
Contact us

*Federal Housing Authority Loans Disclosure: Quontic Bank is not affiliated with or acting on behalf of the Federal Housing Authority (FHA) or any government agency or government sponsored entity. All lending products are subject to credit & property approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions & limitations apply. Prequalification provides you with an estimate of how much you can borrow to purchase a home, based on our preliminary review of credit information. This does not represent an offer to enter into a loan agreement. Information is accurate & effective as of March 29, 2017 & is subject to change without notice.

Patty Harricharan
"I was fortunate and blessed to be introduced to Abdul Rehman when going through the process of applying for our mortgage to buy our new home ... with service like this, there is no question about recommending him to family and friends," said Patty Harricharan, a Quontic Bank mortgage customer.

Abdul and Conor McKenna
"We will highly recommend Abdul to any of our family and friends," said Conor McKenna, a Quontic Bank mortgage customer.


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