the annual percentage yields (APYs) are accurate as of the effective date indicated above and are subject to change without prior notice. the money market account (MMA) interest rate may change after the account is opened. the personal MMA high yield applies when the MMA daily balance is $50,000 or more. the personal MMA standard yield applies when the MMA daily balance is less than $50,000. the MMA APY assumes that the funds remain on deposit each month until the interest is credited to the MMA. if you close your MMA before the monthly interest is credited to the account, you will not receive the accrued interest. the certificate of deposit (CD) APY assumes that the funds remain on deposit for the full term of the CD. a CD penalty applies for early withdrawal of principal, which may reduce the earnings on your account. the penalty amount may vary based on the CD term. the terms and conditions of each product or service are subject to change at any time without notice. this offer may be withdrawn at any time without notice. member FDIC. |
